Carson Honda
1435 E. 223rd StreetCarson,CA90745Sales: 800-717-6840
- Service: 800-717-6129
- Parts: 800-717-6154
Get Pre-Approved at Carson Honda!
Welcome to the Finance Department. Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.
Los Angeles Car Loan
For New or Used Car Loan Questions Call: 310-834-4773
Get a Free Los Angeles Car Loan Quote- Good and Bad Credit Accepted! Carson Honda helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at Carson Honda help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Carson Honda works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!Lease vs. Buy
Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loanand pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.
When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.
We are ready to make your auto buying experience a stress free one.
Our staff, online or onsite, is ready to help you!
Your search for a financing ends here at Carson Honda. We are strategically located to serve the cities of Carson, Wilmington, San Pedro, Torrance, Compton, Long Beach, Gardena, Lomita, Hawthorne, Gardena, Inglewood, Cerritos, and Los Angeles. Our ASE Certified Technicians inspect every pre-owned car in our inventory and maintain the high standards of this prestigious dealership. We are Honda experts and we maintain a wide selection of beautiful pre-owned vehicles from which to choose.
Financing Navigation
Contact Information
- Carson Honda
-
1435 E. 223rd Street
Carson, CA 90745 -
- workSales:
- 800-717-6840
- serviceService:
- 800-717-6129
- partsParts:
- 800-717-6154
Finance FAQ
pause
Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.